📈 Capital Gains Tax Estimator
Estimate tax on sale of property, mutual funds, gold, and more.
Capital Gains Tax Estimator – Know Your Tax Liability Before You Sell
Wondering how much tax you’ll owe on the sale of a property, mutual fund, or gold? Our Capital Gains Tax Estimator helps you calculate your tax liability based on asset type, purchase and sale amount, and holding period—so you can plan better, save smarter, and stay compliant.
Why Use the Capital Gains Tax Estimator?
Capital gains tax varies by asset type and holding duration, and mistakes can be costly. This tool breaks down complex tax rules into a simple, fast calculator—ideal for investors, homeowners, consultants, and self-employed professionals.
Whether it’s property, equity or debt mutual funds, or gold, this estimator helps you predict how much capital gains tax you’ll owe—and whether it’s short-term or long-term gain.
Key Benefits
✅ Short-Term vs Long-Term Logic
Automatically determines the gain type based on asset class and holding period.
📊 Asset-Specific Tax Rates
Applies the latest Indian capital gains tax rates per asset:
- Property: STCG (30%), LTCG (20%)
- Equity MF: STCG (15%), LTCG over ₹1L taxed at 10%
- Debt MF & Gold: STCG (30%), LTCG (20%)
📥 Instant Tax Estimate
No Excel. No stress. Enter your values and get the gain, type, and tax estimate on one screen.
📱 Mobile-Responsive Interface
Use it on the go—no sign-up, no download required.
🔐 Privacy Friendly
All calculations happen in-browser. No data is stored or tracked.
How It Works: 3 Simple Steps
1️⃣ Select Asset Type: Property, Equity MF, Debt MF, or Gold
2️⃣ Enter Purchase Price, Sale Price & Holding Period (in months)
3️⃣ Click “Estimate Tax” to view gain type, total capital gain, and estimated tax owed
Bonus: The tool flags long-term vs short-term treatment automatically based on Indian tax rules.
Capital Gain Tax Logic Simplified
| Asset Type | STCG Rule | LTCG Rule |
|---|---|---|
| Property | Held ≤ 24 months → 30% | Held > 24 months → 20% |
| Equity MF | Held ≤ 12 months → 15% | Held > 12 months → 10% over ₹1L |
| Debt MF / Gold | Held ≤ 36 months → 30% | Held > 36 months → 20% |
Who Is This Tool For?
Property Sellers – Know tax before selling real estate
Mutual Fund Investors – Plan redemptions based on tax outcomes
Freelancers & Traders – Estimate taxes on portfolio rebalancing
Tax Consultants – Quickly demonstrate capital gains implications to clients
Students & Learners – Understand India’s capital gains tax rules interactively
Features at a Glance
| Feature | Description |
|---|---|
| STCG vs LTCG Logic | Auto-detects gain type and applies correct rate |
| Tax Transparency | Breaks down gain, gain type, and estimated tax |
| Responsive Design | Works great on phones, tablets, and desktops |
| Smart Input Check | Flags invalid or missing inputs instantly |
| 100% Browser-Based | No data collected, no tracking, fully private |
FAQs
Does this include indexation benefit for property?
Not yet—but future versions may allow indexation input. Currently assumes 20% LTCG flat for property.
Can I use it for crypto or shares?
It’s built for property, mutual funds, and gold. For equity shares or crypto, custom calculators may be needed.
Is this calculation final for ITR?
It’s an estimator, not a filing tool. Always consult your CA before finalizing returns.
Your Data Is Safe
No personal or tax data is stored. All logic is executed on your device only. Your privacy is 100% intact.
Stay Informed Before You Sell
Know exactly how much capital gain—and tax—you’re dealing with before filing or investing further.
👉 Try the Capital Gains Tax Estimator now and plan smarter.