🏠 HRA Exemption Calculator

Calculate your exempt House Rent Allowance under Section 10(13A)

Basic Salary (₹): HRA Received (₹): Rent Paid (₹): City Type: — Select City Type — Metro (e.g. Mumbai, Delhi, Kolkata, Chennai) Non-Metro Calculate HRA Exemption

HRA Exemption Calculator – Maximize Your Tax Savings

The HRA Exemption Calculator is a free, web-based tool designed to calculate your House Rent Allowance (HRA) exemption under Section 10(13A) of the Indian Income Tax Act. By inputting your basic salary, HRA received, rent paid, and city type, the tool instantly computes the exempt HRA amount and taxable HRA, helping you optimize tax savings with ease.

Why Use Our HRA Exemption Calculator?

Calculating HRA exemptions manually can be complex and prone to errors. This tool simplifies the process by applying the Indian tax rules accurately, ensuring you claim the maximum exemption possible. Ideal for salaried employees, HR professionals, and tax planners, it provides quick, reliable results for tax planning and compliance.

Key Benefits

✅ Instant HRA Calculation
Enter your details and get the exempt HRA and taxable HRA in seconds.

✅ Compliant with Indian Tax Rules
Follows Section 10(13A) guidelines, considering metro/non-metro city distinctions (50% or 40% of basic salary).

✅ User-Friendly Interface
Clean, intuitive design with minimal inputs for hassle-free use.

✅ Responsive Design
Optimized for seamless performance on mobile, tablet, and desktop devices.

✅ Completely Free
No fees, no login, unlimited use—accessible anytime, anywhere.

✅ Error Prevention
Validates inputs to ensure accurate results, with alerts for missing or invalid data.

How It Works: 4 Simple Steps

1. Enter Basic Salary: Input your annual basic salary (in ₹).
2. Specify HRA Received: Enter the annual HRA amount received (in ₹).
3. Input Rent Paid: Provide your monthly rent paid (in ₹).
4. Select City Type: Choose “Metro” (e.g., Mumbai, Delhi) or “Non-Metro”.
   → Click “Calculate HRA Exemption” to view your results instantly!

Bonus: The tool automatically applies the HRA exemption formula: the minimum of (1) HRA received, (2) rent paid minus 10% of basic salary, or (3) 50% (metro) or 40% (non-metro) of basic salary.

HRA Components Explained

• HRA Exempted: The portion of HRA that is tax-free under Section 10(13A).
• Taxable HRA: The remaining HRA amount subject to income tax.
• Calculation Logic:
  • Actual HRA received.
  • Annual rent paid minus 10% of basic salary.
  • 50% of basic salary (metro cities) or 40% (non-metro cities).
    The lowest of these three is the exempt amount.

Who Is This Tool For?

• Salaried Employees: Maximize tax savings by calculating HRA exemptions accurately.
• HR Professionals: Assist employees with HRA calculations for payroll and tax planning.
• Tax Consultants: Verify HRA exemptions for clients’ income tax returns.
• Finance Students: Learn HRA tax rules through practical, real-time calculations.
• Payroll Managers: Ensure compliance with Indian tax laws for employee benefits.

Features at a Glance

Feature	Description
Instant Results	Computes exempt and taxable HRA instantly.
Tax Compliance	Adheres to Section 10(13A) with metro/non-metro differentiation.
Simple Inputs	Requires only basic salary, HRA, rent, and city type.
Mobile-Friendly	Works seamlessly on phones, tablets, and desktops.
Error Handling	Alerts for missing or invalid inputs to ensure accuracy.
Privacy-Friendly	No data is stored or tracked—calculations occur in your browser.
Free Access	Unlimited use with no costs or login requirements.

Privacy-Friendly

• No Data Storage: All calculations are performed locally in your browser.
• Secure Usage: No inputs are saved, shared, or tracked, ensuring complete privacy.

FAQs

Is this HRA calculator compliant with Indian tax laws?

Yes, it follows Section 10(13A) of the Income Tax Act, using the latest HRA exemption rules.

What qualifies as a metro city?

Metro cities include Mumbai, Delhi, Kolkata, and Chennai. All others are non-metro.

Can I use this tool on my phone?

Yes, it’s fully responsive and works smoothly on all devices.

Is the calculator free?

Yes, it’s completely free with no restrictions or hidden costs.

What if I enter incorrect data?

The tool alerts you to fill in all fields correctly to ensure accurate results.

Avoid HRA Tax Mistakes

Missed Exemptions: Claim the full HRA exemption you’re entitled to.
Incorrect Calculations: Avoid errors in manual HRA computations.
Tax Filing Errors: Ensure accurate HRA reporting for income tax returns.
Non-Compliance: Stay aligned with Indian tax regulations.

Optimize Your Tax Savings

The HRA Exemption Calculator empowers salaried individuals and professionals to calculate tax exemptions accurately and effortlessly. Whether you’re planning your taxes or assisting others, this tool ensures compliance and maximizes savings.

👉 Use the HRA Exemption Calculator Now
Calculate your HRA exemption today and take control of your tax planning!