📈 Public Provident Fund (PPF) Calculator
Project your long-term savings with India’s popular 15-year tax-saving scheme.
📧 Get PPF Insights & Saving Tips:
PPF Calculator – Project Your PPF Wealth with Precision
Want to know how much your PPF account will grow over time? Our free Public Provident Fund (PPF) Calculator gives you instant insights into your total maturity amount, total invested sum, and total interest earned. Just enter your yearly contribution and select your investment duration—the tool will show your expected returns with compound interest calculated annually.
Why Use Our PPF Calculator?
Whether you’re planning for retirement, your child’s education, or long-term savings, the PPF scheme is one of India’s safest investment options. This calculator takes the guesswork out of your planning by projecting accurate and transparent returns, helping you make better financial decisions.
Key Benefits
✅ Instant Maturity Projection
Know your exact future corpus, total deposits, and interest earnings.
🎯 Accurate Annual Compounding
Calculations are based on the official PPF rules with yearly compounding and 15-year lock-in.
📊 Perfect for Long-Term Goals
Whether you’re investing for retirement or your child’s future, this tool helps you estimate your wealth-building path.
📲 Easy-to-Use Interface
Designed for both mobile and desktop users. No clutter—just clean and clear results.
🔓 Completely Free
Use it as often as you want. No login. No charges. No limits.
How It Works: 3 Easy Steps
- Enter Annual Contribution – Minimum ₹500, maximum ₹1.5 lakh per year
- Select Investment Duration – Typically 15 years, but extendable in 5-year blocks
- Set the Interest Rate – Default is the latest Govt-declared PPF rate (can be adjusted)
→ Hit “Calculate PPF” to see your total investment, interest earned, and maturity amount!
PPF Result Components Explained
- Total Investment – Your total contribution over the years
- Total Interest Earned – Compound interest applied annually
- Maturity Amount – Final value at the end of your investment term
- PPF Interest Rate – As set by the Government of India (updated quarterly)
Who Is This Tool For?
Parents & Families – Plan for your child’s education, marriage, or future savings
Employees & Freelancers – Build a tax-saving long-term retirement corpus
Investors & Planners – Create diverse portfolios with secure, tax-free returns
Students & Educators – Learn the power of compound interest practically
Financial Advisors – Use it to create structured PPF investment projections
Features at a Glance
| Feature | Description |
|---|---|
| Flexible Contribution Input | Enter any annual amount (₹500 to ₹1.5 lakh) |
| Adjustable Duration | Typically 15 years, but adjustable for extended years |
| Auto Compounding | Calculates using annual compound interest formula |
| Mobile-Responsive | Works seamlessly on phones, tablets, and desktops |
| Secure & Private | No data stored. Everything happens in your browser only |
| Free & Unlimited Use | No registration required. Use freely for financial planning |
FAQs
Is this calculator accurate?
Yes, it follows the same compound interest principles used in PPF, including yearly compounding.
Can I change the interest rate?
Yes, you can manually enter the interest rate declared by the Government of India.
Is there a limit to how many times I can use it?
No, it’s completely free and unlimited. Use it as many times as needed.
Will my data be saved or tracked?
Absolutely not. The tool is privacy-first. No data leaves your device.
Is this official?
This tool is for personal planning and educational use, not affiliated with the Government of India.
Your Data Is Safe With Us
All calculations happen entirely on your device. We do not store, share, or process any of your data. You get peace of mind along with accurate results.
Avoid Retirement & Goal Planning Mistakes
Guessing future values
Underestimating interest
Lack of clarity on investment growth
Missed opportunities for compounding
Use our PPF Calculator to plan your secure, tax-free financial future with confidence.
👉 Try the PPF Calculator Now