📊 SIP Calculator
Estimate the future value of your mutual fund investment through monthly SIPs.
📧 Get SIP Tips & Investment Guides:
SIP Calculator – Predict Mutual Fund Growth with Ease
Planning to invest regularly in mutual funds? Our free SIP Calculator helps you estimate the future value of your monthly investments. Just enter your SIP amount, investment duration, and expected return rate—our smart tool instantly calculates your total invested amount, maturity value, and total gains using industry-accepted compound interest formulas.
Why Use Our SIP Calculator?
Whether you’re a salaried professional, business owner, parent, or first-time investor, knowing the potential of your SIP is crucial for long-term financial planning. This tool is built for clarity, speed, and zero confusion—no formulas, no spreadsheets, just quick and accurate projections.
Key Benefits
✅ Instant Maturity Value Projection
Get a real-time forecast of your SIP maturity amount, gain, and investment total.
🎯 Perfect for Long-Term Planning
Ideal for education, retirement, wealth creation, or marriage fund planning.
📊 Based on Real SIP Logic
Uses compound interest to project future value, with monthly compounding considered.
📲 Simple & Responsive Interface
Works seamlessly on all devices—mobile, tablet, or desktop. No learning curve.
🔓 Completely Free
No sign-up, no fees. Use it as often as you like.
📥 Email Updates (Optional)
Subscribe to receive expert SIP tips, calculators, and mutual fund guides straight to your inbox.
How It Works: 3 Easy Steps
- Enter Monthly SIP Amount – (e.g., ₹5,000)
- Enter Investment Duration – in years (e.g., 10 years)
- Enter Expected Annual Return – (e.g., 12%)
→ Hit “Calculate SIP Returns” and get your result instantly!
SIP Result Components Explained
- Total Invested Amount – Your total contribution (SIP amount × months)
- Estimated Maturity Value – Final portfolio value after compounding
- Total Gain – Profit earned from mutual fund investment
Who Is This Tool For?
Investors & Working Professionals – Plan long-term SIP strategies smartly
Parents – Estimate future funds for child’s education or marriage
Students & Trainers – Learn real-time SIP impact through live simulations
Financial Advisors & Planners – Use for demos, projections, and reports
Mutual Fund Beginners – Explore SIP power with zero financial risk
Features at a Glance
| Feature | Description |
|---|---|
| Monthly SIP Input | Enter how much you wish to invest per month |
| Flexible Investment Period | Choose any investment duration in years |
| Return Rate Customisation | Set your expected return (e.g., 10%, 12%, 15%) |
| Auto Calculation | Instant projection with no manual math |
| Mobile-Friendly | Works smoothly on phone, tablet, or desktop |
| Privacy Friendly | All data is processed securely within your browser |
| Free & Unlimited Use | No login, no restrictions—use it 24/7 |
FAQs
Is this calculator accurate?
Yes, it uses the standard SIP formula with monthly compounding for precise projections.
Can I change the interest rate?
Absolutely. You can experiment with various expected returns to suit your investment goal.
Is my data stored or shared?
No. Everything happens securely in your browser. We do not store or track anything.
Is this free?
Yes, 100%. Use it as often as needed without any sign-up or cost.
Will I get reports?
You’ll see instant results on-screen. PDF/Excel downloads may be added soon.
Your Data Is Safe With Us
All calculations happen locally on your device. No data is saved or transmitted. Your privacy and financial info remain entirely secure.
Avoid SIP Guesswork
No more spreadsheet confusion
No missed targets due to miscalculations
No blind investing without projections
No uncertainty about gains
Use our SIP Calculator to plan smarter, invest better, and stay financially prepared for life’s milestones.
👉 Try the SIP Calculator Now