🧾 Salary Breakup & Tax Planning Tool
Estimate taxable and non-taxable parts of your salary including standard deduction.
Standard Deduction & Salary Breakup Calculator – Plan Your Taxes with Ease
The Standard Deduction & Salary Breakup Calculator is a free, web-based tool designed to help individuals in India estimate their taxable and non-taxable salary components. By entering your annual gross salary, HRA, employer PF contribution, and other exemptions, the tool instantly calculates your total exemptions (including a ₹50,000 standard deduction) and taxable salary, empowering you to plan your taxes effectively.
Why Use Our Standard Deduction & Salary Breakup Calculator?
Understanding your salary’s taxable and non-taxable components is crucial for accurate tax planning. This tool simplifies the process by automatically applying India’s standard deduction (₹50,000) and summing up exemptions like HRA, PF, and others, providing a clear breakdown to ensure compliance and optimize your financial strategy.
Key Benefits
✅ Instant Salary Breakdown
Enter salary and exemptions to get taxable salary and total exemptions in seconds.
✅ Includes Standard Deduction
Automatically applies ₹50,000 standard deduction as per Indian tax rules.
✅ User-Friendly Interface
Minimal inputs and a clean design for quick, hassle-free use.
✅ Responsive Design
Optimized for seamless performance on mobile, tablet, and desktop devices.
✅ Completely Free
No fees, no login, unlimited use—accessible anytime, anywhere.
✅ Error Prevention
Validates inputs to ensure accurate results, with alerts for invalid or negative gross salary.
How It Works: 4 Simple Steps
- Enter Annual Gross Salary: Input your total CTC (in ₹).
- Specify HRA Received: Enter the House Rent Allowance component (optional, defaults to 0).
- Input Employer PF Contribution: Provide the employer’s Provident Fund contribution (optional, defaults to 0).
- Add Other Exemptions: Include allowances like meal coupons or phone bills (optional, defaults to 0).
→ Click “Calculate Salary Breakup” to view the results instantly.
Bonus: The tool ensures taxable salary is never negative, displaying ₹0 if exemptions exceed gross salary.
Salary Components Explained
- Standard Deduction: Fixed ₹50,000 deduction applied to all salaried individuals in India.
- Total Exemptions: Sum of HRA, employer PF, other exemptions, and standard deduction.
- Taxable Salary: Gross salary minus total exemptions (ensured to be non-negative).
Who Is This Tool For?
- Salaried Individuals: Understand your taxable income for better tax planning.
- HR Professionals: Assist employees with salary structure breakdowns.
- Tax Consultants: Provide clients with quick taxable salary estimates.
- Financial Planners: Optimize tax strategies for personal or client budgets.
- Finance Students: Learn about salary components and tax exemptions practically.
Features at a Glance
| Feature | Description |
|---|---|
| Instant Results | Computes taxable salary and exemptions instantly. |
| Standard Deduction | Automatically includes ₹50,000 deduction per Indian tax rules. |
| Simple Inputs | Requires gross salary and optional exemptions (HRA, PF, others). |
| Mobile-Friendly | Works seamlessly on phones, tablets, and desktops. |
| Error Handling | Alerts for invalid or negative gross salary to ensure accuracy. |
| Privacy-Friendly | No data is stored or tracked—calculations occur in your browser. |
| Free Access | Unlimited use with no costs or login requirements. |
Privacy-Friendly
- No Data Storage: All calculations are performed locally in your browser.
- Secure Usage: No inputs are saved, shared, or tracked, ensuring complete privacy.
FAQs
Is this calculator compliant with Indian tax laws?
Yes, it applies the ₹50,000 standard deduction and accounts for common exemptions as per Indian Income Tax rules (as of 2025).
Do I need to enter all exemptions?
No, HRA, PF, and other exemptions are optional and default to 0 if left blank.
Can I use this tool on my phone?
Yes, it’s fully responsive and works smoothly on all devices.
Is the calculator free?
Yes, it’s completely free with no restrictions or hidden costs.
Does it calculate actual taxes?
No, it calculates taxable salary. For tax liability, use a tax calculator or consult a professional.
Avoid Tax Planning Mistakes
Overlooking Exemptions: Include all eligible exemptions to reduce taxable income.
Miscalculating Taxable Salary: Use automated tools to avoid manual errors.
Non-Compliance: Ensure accurate salary breakdowns for tax filings.
Poor Planning: Understand your salary structure to optimize tax savings.
Optimize Your Tax Planning
The Standard Deduction & Salary Breakup Calculator empowers individuals, HR professionals, and tax consultants to estimate taxable salary accurately. Whether you’re planning your finances or structuring employee salaries, this tool provides clear, actionable insights.
👉 Use the Standard Deduction & Salary Breakup Calculator Now
Calculate your salary breakup today and streamline your tax planning!