Sukanya Samriddhi Yojana Calculator
👧 Sukanya Samriddhi Yojana (SSY) Calculator
Plan for your daughter’s future education and marriage with India’s most trusted small savings scheme.
📧 Get SSY Updates & Tips:
Sukanya Samriddhi Yojana (SSY) Calculator – Plan Your Daughter’s Future with Confidence
Secure your daughter’s education and marriage with India’s most popular girl child savings scheme. Our free SSY Calculator helps you estimate the total maturity amount, annual interest earned, and final corpus at the end of 21 years.
Simply enter your annual investment, start year, and let our smart calculator show you how your savings grow under the Sukanya Samriddhi Yojana—completely in line with the latest interest rates.
Why Use Our SSY Calculator?
Whether you’re a parent, guardian, or financial advisor, planning for your daughter’s future is a top priority. This tool makes it simple, fast, and worry-free to project your long-term savings—ideal for educational planning, marriage budgeting, and tax-saving strategy.
Key Benefits
✅ Accurate Maturity Projections
Get a detailed breakdown of your yearly deposits, interest earned, and total maturity value based on the current interest rate.
🎯 Fully Aligned with SSY Rules
Built according to official Sukanya Samriddhi Yojana norms—maximum tenure of 21 years, deposits allowed for 15 years, tax-free interest calculation, and EEE benefits.
📲 Mobile-Responsive & User-Friendly
Works flawlessly on mobile, tablet, and desktop. Clean layout, fast performance—zero learning curve.
🔓 Completely Free
No signups, no fees. Use it whenever and as often as you need—100% access without restrictions.
📊 Tax-Free Returns Visualization
Easily understand how tax-exempt interest compounds annually and helps you build a large corpus with small yearly investments.
How It Works: 3 Simple Steps
- Enter Your Annual Investment: Choose how much you’ll deposit each year (up to ₹1.5 lakh)
- Select the Start Year: The calculator uses it to determine maturity year
- Click “Calculate”: See the full projection of total investment, interest earned, and final maturity amount
🎁 Bonus: Click “Reset” to clear inputs and explore new plans!
SSY Scheme Components Explained
- Deposit Period: 15 years from account opening
- Maturity Period: 21 years total
- Interest Rate: Compounded annually, set quarterly by the Government of India
- Tax Benefit: EEE (Exempt-Exempt-Exempt) under Section 80C
- Withdrawal Options: Partial withdrawal allowed for higher education after age 18
Who Is This Tool For?
Parents & Guardians – Plan early for your daughter’s big milestones with full financial clarity
Financial Planners & Advisors – Use it to assist clients in structured savings for girl child
Students & Educators – Learn SSY practically by observing interest compounding in real time
Working Professionals – Maximise tax savings while building a long-term fund for your child’s future
Features at a Glance
| Feature | Description |
|---|---|
| Maturity Forecast | See final maturity value and interest earned |
| Deposit Timeline | Shows yearly growth and interest compound |
| Responsive UI | Works on mobile, tab, and desktop |
| Safe & Private | No data is saved or tracked |
| Reset Option | Quickly start a new calculation |
FAQs
Is this calculator based on official SSY rules?
Yes. It uses the Government of India’s official structure for tenure, interest, and tax treatment.
Is the interest rate updated?
The calculator reflects the current rate. Future interest is estimated based on today’s rate for accuracy.
Can I use it on my phone?
📱Absolutely! It’s 100% mobile-friendly.
Is it free to use?
Yes. Use it anytime without cost or login.
Can I adjust deposit amounts year-by-year?
This version assumes consistent annual deposits. Custom schedules may be added in future updates.
Your Data Is Safe With Us
We don’t collect, store, or share anything you enter. All calculations are processed locally in your browser. Your privacy is 100% protected.
Avoid Uncertainty in Planning
Under-saving for future education
Relying on rough estimates
Losing tax-saving benefits
Financial stress during marriage planning
Use our SSY Calculator today to confidently plan a secure future for your daughter.
👉 Start Using the SSY Calculator Now